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FINANCING FAQ

Q: What forms do I need to submit for approval?

A: At this time, you need to just complete the credit application. Upon approval, the bank may request additional documentation.

Q: Are there tax benefits for financing my equipment?

A: Qualifying equipment may be deducted according to Section 179 of the IRS tax code. Consult your tax professional for more information.

Q: Can I defer payments?

A: Qualifying customers can defer payments for up to 90 days*

Q: I am just starting a new business, can I still get approved for financing?

A: Yes, your start-up can be approved today!

Q: Are there any pre-payment, early payoff penalties?

A: No, there are no pre payment or early payoff penalties.

Q: Is it a lengthy application process?

A: The credit application should take no more than 10 minutes to complete, depending on your situation – a credit decision can be made in seconds or up to an hour.

Q: What’s the cost to apply?

A: This is a no charge, no commitment application.

Q: Do you offer low monthly payments?

A: We offer monthly payments that range from 12 to 60 months and also offer Variable Payments* that can be matched to seasonal cash flow variations

*Credit Requirements Apply